Personal Accident policies to provide monetary payments in the event or bodily injury sustained by an individual person.

The injury must be caused solely and directly by an "accident" and must result in physical impairment or disablement, or in death within the period specified of 12 months from the date of the accident.

The amounts payable for the various benefits are agreed upon when the policy is taken out are expressed either as fixed specified sum or alternatively, in the case of collective policies, can be related to the Insured's person's annual salary.

Age Limit	:	16 - 70 years
Benefits covered	:	Death
	:	Permanent total disablement
	:	Temporary total disablement
	:	Medical benefit