This Policy protects the physical capital represented by your buildings and contents. This cover provides indemnity against loss or damage to property caused by fire, lightning, Explosion of gas used for domestic purposes or used for lighting or heating the building.

This policy may be extended to cover loss or damage caused by:

• → Explosion, earth quake, fire and or shock
• → Riot, strike and malicious damage
• → Storm, tempest and flood
• → Bursting or overflowing of water tanks apparatus and/ or pipes
• → Aircraft or other aerial devices and/or articles dropped therefrom
• → Impact by road vehicles, horses or cattle
• → Subterranean fire, bush fire