This policy indemnifies the insured against loss of money or goods (their own or for which they are responsible) as result of dishonesty by employees.

The Policy cover is not limited to loss of money or goods belonging to the employer through acts of fraud of dishonesty but applies also to money or goods of clients or customers for which the employer may be responsible in normal course of business.

This policy is subject to an excess and to our underwriting investigations of employees to be insured.