Engineering & Construction

This policy covers a contractor's obligations on works of civil engineering construction from site investiga tin through site preparation, construction, testing (where applicable) to handover and during any prescribed subsequent maintenance period.

The policy is written on an "all risks" basis and cover includes:-

• → Fire and allied perils
• → Accident damage
• → Collapse, collusion, impact, theft, malicious damage
• → Damage due to faults in design, materials, workmanship
• → Maintenance

The sum insured should reflect the contract value in respect of civil works

The policy is subject to single excess or both a basic and a higher differential excess.

By extension the cover can include contractor's plant and equipment in use in pursuance of the contract. The policy can also be combined with an erection All Risks policy where there is an element of machinery erection and Third Party Liability,